Think carefully before securing other debts against your home

Lower Monthly Payments

You could be paying too much for your mortgage, especially if your fixed-rate deal has reverted to your lender’s Standard Variable Rate. There are some really attractive remortgage rates available at present. A quick call is all it takes.

Raise Additional Funds

The longer you have been paying your mortgage the more equity you will have in your property, You may be able to raise funds for a whole range of options including school fees, car purchase, or for the deposit on another property.

Consolidate Your Debts

If your finances become stretched with credit cards and loans it can have a big impact on your budget and become stressful. The equity in your home and favourable remortgage rates can both help you to make a fresh start and breathe easy.

Pay Your Mortgage Quicker

Every time you remortgage you may be able to reduce the term without necessarily increasing your repayments as the equity in your home increases.  We can help you find the shortest term where the repayments will still meet that lender’s affordability rules.
Remortgage to improve your home

Improve Your Home

Adding the cost of your home improvements to your mortgage may work out cheaper than other types of finance like a personal loan or credit card. The works will add value to your property and give you even greater financial flexibility.

Create Financial Stability

Remortgaging to a new fixed rate as opposed to a variable rate or tracker mortgage could give you a higher level of financial security. If you need to keep a tight watch over your budget then a remortgage could provide the perfect solution.

Quick Mortgage Calculator


Head Office

The Mortgage Store
64 Gold Street
NN16 8JB

+44 (0)800 310 0051

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There is no charge for a mortgage consultation, quotations or providing an agreement in principle.  A fee of £299 is payable on submission of a full mortgage application.

The Mortgage Store (Ian Wilson) limited is authorised and regulated by the Financial Conduct Authority. Financial Services Registered number for The Mortgage Store (Ian Wilson) limited is 784801.  The Mortgage Store (Ian Wilson) limited is registered in England and Wales No: 9447172. Registered and trading address is 64 Gold Street, Kettering NN16 8JB.The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. If you contact us by e-mail, we may store your name and address to facilitate communications.

Send Us a Message


If you wish to register a complaint, please write to Ian Wilson, The Mortgage Store, 64 Gold Street, Kettering, NN16 8JB or telephone 01536 310220. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4 567.